Credit cards are ubiquitous, and with modern technology allowing the use of them without even having to swipe the plastic, usage and the debt that accompany it have soared. Right now, the average ...

Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...

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When Deb Freitag applied for a credit card so she could replace her roof, her leaky refrigerator and her old dishwasher, she was offered a $1,000 line of credit, not the $5,000 she needed. When Mark ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...

Business loans and lines of credit can help you meet your funding needs; a loan offers a lump sum repaid through installments, while a line of credit allows you to draw as needed, up to your limit ...

Business lines of credit often have higher limits, but business credit cards might offer rewards.