Discover the benefits and drawbacks of target-date funds for retirement savings, and learn how they can fit into your financial strategy.
Choosing the best investments for your 401(k) requires you to understand the investments offered, which are best suited for ...
A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...
Target-date strategies continue to be the go-to retirement savings vehicle for US workers, with over $4 trillion in assets invested in these investments at the end of 2024. That’s larger than all but ...
Target-date funds (TDFs) are perhaps the biggest "cheat code" in the investment world. It's a living, breathing portfolio in a single product, providing access to multiple variations of stocks and ...
Core stock holdings for a 401(k) should be broad-based in scope and low-cost. Usually, their goal is to capture market-level returns without excessive risk or fees. Fidelity is the largest 401(k) ...
If you’re thinking about retiring, you may want to lower your risk. At the moment, a lot of people have too much exposure to ...
Why the strategy that got you TO retirement isn’t the one to get you through it.
There’s no shortage of things that can knock retirement savers off track. Bear markets. Panic selling. Market timing. But there’s another less-known landmine: A 401(k) withdrawal rule that ...
Larry Fink is taking the next step in his plan to give possibly millions of Americans access to private markets through their retirement savings accounts. BlackRock Inc. said Thursday that Great Gray ...