CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

The best short-term CD rates can help you reach your savings goals faster.

Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before yields move lower.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before getting started, then, it helps to calculate the ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Certificates of deposit often offer some of the best yields you’ll find at your bank or credit union. In fact, the best CD rates currently sit at over 4% APY. But that high interest rate comes with a ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...