Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

Today's top CDs pay up to 4.27% APY. With another Fed rate cut expected today, it's a great time to lock in a solid return ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

High-yield savings account: According to DepositAccounts.com, as of December 2025, the top-yielding 1% of high-yield savings ...

Certificates of deposit continue to offer some of the most competitive returns available today, with top rates of up to 4.35% APY across various terms. CDs are like a financial safety net: Once you ...

CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...

Miranda Marquit is a staff senior personal finance editor for Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

As your CD matures, one wrong move could leave you stuck with a low rate for months or even years. Here’s how to keep your ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...