Converting your 401(k) to a Roth portfolio will allow you to entirely avoid required minimum distributions (RMDs). This is a legitimate form of tax planning. However, often there’s a difference ...

A careful analysis year to year is usually better than converting the whole thing just to avoid required minimum distributions (RMD) but there are several variables to consider. When you execute a ...

It is often advisable to convert funds from an IRA or similar tax-deferred retirement account to Roth in a year when you are in a lower tax bracket in order to save money in the short-term. Having ...