When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

And if you rely on a credit card, loans, or other ways of borrowing money, you’ll know that it becomes increasingly harder to ...