ConsumerAffairs

Credit Score vs. Credit Reports: What’s the Difference?

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Here's why your credit score dropped even though you paid everything on time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Map Reveals America’s Worst Credit Score Drops

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

Credit Score vs. Credit Report: Understand the Key Differences

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Here's What Happens When Someone Opens a Credit Card in Your Name

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

Denied a credit limit increase? 3 ways retirees can boost their chances of approval

Getting access to credit can be trickier in retirement, which makes staying on top of your credit score even more important.

How Pre-Approved Credit Offers Impact Your Credit Score

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...