Dave Ramsey’s team recently tackled five widespread misconceptions that keep Americans from protecting their financial ...

My husband and I are retired, we both receive nice pensions, and we owe $46,000 on our home. This is our only debt. I’m 65, he is 82, and we have more than $800,000 in variable annuities, along with ...

Some types of auto insurance are mandatory in most states. This includes liability insurance. But other auto insurance protections are optional -- including collision insurance. Although no law ...

The purpose of insurance is to transfer a risk that you can’t afford to take. When it comes to things like cars or houses, I absolutely recommend that people have insurance. Most folks couldn’t just ...

Most people call "The Dave Ramsey" Show looking for advice. Some call to vent. And then there's the rare few—like Russ from Salem—who call in ready to challenge the man himself. Featured in an episode ...

So you carefully monitored your spending the last couple months and finally started seeing that checking account inch upward. Perhaps you can spring for those Lady Gaga concert tickets or put some ...