When a five- or six-figure check hits your account, it can feel like instant money. In reality, a quiet chain of bank rules, ...

If you’ve ever wondered how to endorse a check for mobile deposit, you’re not alone. With mobile banking now used by over 63% of U.S. adults, according to the Federal Reserve, depositing a check from ...

Most checks clear within 2 business days, though some banks may hold funds for up to 7 days depending on the check amount and type. The first $225 of any check deposit must be available by the next ...

According to the latest figures from the Federal Deposit Insurance Corp., almost 6 million U.S. households were “unbanked” as of 2023. That means that no one in the household has a checking or savings ...

Consumers who prefer to make their cash or check deposits at a brick-and-mortar bank location or at an ATM still may need to fill out a deposit slip. A deposit slip ensures that the money is allocated ...

A deposit is the money you entrust to a financial institution for safekeeping. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When you deposit a check ...