I hear a lot of questions and concerns about annuities when meeting with my clients. Many of them are worried if an annuity can help them meet their retirement goals and needs, while others ask about ...

A major part of budgeting is projecting fixed expenses versus variable expenses. The fixed ones are often much simpler to plan for because they will change less frequently and often the merchant ...

Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...

As you look toward retirement, you may consider different strategies to ensure a steady stream of income. Annuities are one way to accomplish that goal. These financial products usually require you to ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

In today's economy, any incoming college student must prepare to dedicate a large chunk of money toward education costs. While scholarships can go a long way and federal student loans typically have ...

Fixed rate and variable rate-also referred to as an adjustable rate-are the two means by which interest can be figured on a monetary loan. If you are seeking a loan, you may be given the option to ...

When you borrow money, the interest rate you pay is one of the most important considerations. Interest is the cost of borrowing, and the higher the rate, the more expensive your loan will be. As you ...

Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...