Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Checking your credit report is an important way to detect identity theft, but scammers are capitalizing on a service that's supposed to be free. Back in the day, we used to be entitled to one free ...

The start of a new year is the perfect time to resolve to protect your personal and financial information. BBB presents the following 10 New Year’s resolutions to fight scammers, ...

For a long time, we were entitled to only an annual credit report from the three reporting agencies: Equifax EFX, Experian and TransUnion. Now you can get a report weekly and for free. When you get a ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

As a lawyer focusing on Fair Credit Reporting Act cases, I have seen firsthand the impact that a mix-up in credit reporting can have on an individual’s financial and emotional well-being. One issue ...