The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

The average mortgage interest rate on a 30-year term is 5.87%, according to Zillow, as of January 9, 2026. That's lower than ...

The IRS has issued proposed regulations for the temporary car loan interest deduction enacted under the new tax law.

Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Drivers are looking at a long list of rules if they're hoping to claim a new tax deduction for car loan interest on 2025 ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Find out how lower interest rates encourage investment by reducing borrowing costs for businesses, boosting economic growth ...

After the Federal Reserve’s December rate cut, the U.S. central bank’s key borrowing benchmark now sits in a target range of 3.5-3.75%. The Fed’s monetary policy has shifted significantly over the ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

Accrued interest grows daily and varies if paid off early, affecting loans and credit costs. Monthly accrued interest is calculated using the average daily balance method. Bond sellers should include ...