Mortgage loan, refinance rates
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As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...
Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.
If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts ...
How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial ...
Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.29%, and for 20-year mortgages, the ...
Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.
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