Smoking is a habit that has significant repercussions on various aspects of health and well-being. One of the critical areas where smoking plays a detrimental role is in obtaining life insurance. Life ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

From the well-articulated theme “Commit to Quit” of “World Tobacco Day” in 2021 to a more apt and practical theme “Grow food, no tobacco”, the World Health Organization has set the ball rolling for ...

STATEN ISLAND, N.Y. – Certain medical and mental health conditions, occupations, age and even your driving record can be reasons for a life insurance company to deny coverage. Another factor? Certain ...

The recent cost-analysis from the life assurance and pensions provider found that a 44-year-old person who has stopped ...

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Policy reforms that expand insurance coverage may play a supporting role in discouraging smoking among adults living with mental health and/or substance use disorders. Despite an overall decline in ...

Discover how insurance risk classes determine premium costs and risk assessments, impacting your insurance rates based on health, lifestyle, and more.

Discover how actuarial services aid in financial planning and risk assessment for insurance, pensions, and finance. Learn about predicting payouts and future risks.

Smokers pay at least triple for life insurance compared to nonsmokers, even if you are in good health. Life insurance companies check for nicotine use in several ways, including urine and blood tests ...