Any clouding effect of private lending has been magnified by delays in government statistics including—crucially for consumer ...

Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience ...

As banks continue to pare back financing activities, consumer lending is taking up more space in investors’ private credit allocations. With interest rates set to stay higher for longer, is now the ...

Ever found yourself staring at the massive credit card bill, wondering how to tackle that 25% interest rate so that it stops eating into your savings? Elsewhere, you're caught off guard by those ...

If you’ve got federal student loans, there are some big changes you need to know about. Interest has started up again for millions of borrowers, and for many, the first step is figuring out where ...

While the strong labor market remains the key pillar supporting the finances of resilient US consumers, major nonmortgage consumer loans have seen delinquencies increase as inflation has taken a toll ...

European Consumer Credit Directive 2 The European Parliament and Council adopted CCD2 — formally known as Directive (EU) 2023/2225 — on 18 October 2023, replacing the EU Consumer Credit Directive ...