Following President Donald Trump's proposal to cap credit card interest rates at 10%, Bilt's cards are offering a 10% APR for the first year. However, other credit card companies offer an introductory interest rate as low as 0%.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is that they can have multiple APRs, each of which applies ...

This Wells Fargo card offers one of the longest intro APR periods you can find. Here's how easy it is to start saving with it today.

You don't need an act of Congress to lower your APR today. Learn the specific terms that trigger lower rates immediately.

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance faster and become debt-free.

Skip interest for up to two years with these 0% intro APR offers, perfect for large purchases in 2026 or paying off high-interest debt.