Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
The College Investor on MSN
Best high-yield savings rates for January 12, 2026: Up to 5%
High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...
Depending on the high-yield savings account, you might need to meet certain opening deposit or minimum balance requirements ...
As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results
Feedback