Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.

A physical charge card that is used to purchase merchandise at a point-of-sale terminal in a bricks and mortar store as well as to make purchases online using the assigned account number. The card ...