Breakeven yield is the crucial return needed to match the cost of marketing financial products, enabling informed decision-making in banking services.

The Black-Scholes model remains the 2026 gold standard for pricing trillions in derivatives. It uses five key data points: stock price, strike, time, interest rates, and volatility. This math-heavy ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

As we step into 2026, the US real estate market remains in flux, shaped by lingering effects of past low-interest policies and emerging economic pressures. Mortgage rates have stabilized but stay ...

Interest rate changes can have a big impact on retirees’ income, for better or worse. For people who have a few different types of pension the effects can be magnified. With UK interest rates falling, ...

Hawaii renters with low or moderate incomes have a new opportunity to become homeowners under a revived state program offering below-market mortgage loans. The Hawaii Housing Finance and Development ...

The Bank of England’s (BoE) MPC has cut interest rates from 4% to 3.75% The MPC last met on 6 November when it held rates at 4% The market was widely expecting the MPC to lower interest rates ...

Select an option below to continue reading this premium story. Already a Honolulu Star-Advertiser subscriber? Log in now to continue reading. Minakami also said that fees for originating loans, often ...

There’s no such thing as a sure thing in markets, but some things come pretty close. One of them is the proposition that there will be more interest-rate cuts next year — and another is that these ...

State housing officials have announced a below-market interest rate program for qualified first-time homebuyers. Under the Hale Kamaʻāina Mortgage Program, formerly known as the Hula Mae Single Family ...

After announcing another 25-basis-point cut to the Federal Reserve’s short-term rate, Fed Chair Jerome Powell—whose term ends on May 15, 2026—was asked about the U.S. housing market. Powell ...