I think this means smoothing my collective pension amount from day one, rather than seeing a 'step up' upon normal retirement age from my state pension.
What happens when you reach 55? For many, this watershed year marks their buyout or downsizing of a company — meaning retirement. But, Postpandemically, could you survive? If you are... What happens ...
Retirement is a major milestone in anyone’s financial life, yet many people still wonder if they are truly prepared. Even ...
The average retirement community member has to factor in expenses such as HOA fees, property taxes and buy-in costs. Over 10, 20 or 30 years, the total costs can accumulate differently depending on ...
As retirement nears and the start of 2026 right around the corner, reallocating a 401(k) becomes critical to balance growth, ...
Retirement planning in your mid-50s puts you in an interesting position. You're likely earning well and your career is established, but you're also starting to see the finish line on the horizon. It's ...
As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 million dollars saved is far beyond the national average, close to eight ...
While hypothetical, this situation is something many parents may face when trying to set their children up for their future ...
There's low-cost living, and then there's the freegan-living millionaire featured in this edition of The Next Step, Financial Planning's newest series. The series explores one simple question: What's ...
Daniella Flores (they/them) is a former software engineer and founder of the two-time award-winning money, career and side hustle resource platform "I Like to Dabble" for LGBTQ+ and neurodivergent ...
Not everyone wants to retire early. After all, a 9-5 day job brings steady income, a sense of purpose, and keeps one engaged in physical and mental activity. In fact, so many folks find it difficult ...