A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash advances. Credit card interest is typically ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in full every month to avoid interest during this time.

When you buy through links on our articles, Future and its syndication partners may earn a commission. Credit card interest rates rose last month, pushing the average APR to 'just over 20%'. | Credit: SI photography / Getty Images The savviest way to use a ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late fees, damaged credit and penalty APRs. Pay attention to ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club ...

Save money on interest with a no APR credit card. Enjoy intro 0% APR offer for 21 months with Wells Fargo Reflect Card or U.S. Bank Visa Platinum Card. Credit cards can be a useful financial tool, especially when they provide promotional 0% APR periods.