It has been more than three years since the average interest on a 30-year mortgage was below 6 percent, but rates have been trending down all year and are approaching that level once again. Borrowing ...

See how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve is expected to lower its benchmark ...

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Among subprime borrowers, the delinquency rate ...

Here's a guide to what to say to the mortgage lender, complete with sample sentences. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...

A new report reveals that refinance transactions carry higher title insurance risks, with fraud and forgery accounting for significant losses. These claims are costly and often undetectable through ...

Chase Home Lending announced a limited-time rate discount for refinance mortgages, available from Dec. 1 to Dec. 14. The offer includes both rate-and-term and cash-out loans, with potential savings ...

Now that mortgage rates have declined closer to 6%, a growing number of homeowners may benefit from refinancing. But does it make sense for you? The vast majority of homeowners with mortgages still ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. By Tara Siegel Bernard Now that mortgage rates have declined closer to 6 percent, a ...

Refinancing can reduce your monthly payment and save money on interest, so considering checking with your lender about a new auto loan Written By Written by Staff Loan Writer, Buy Side Bob Haegele is ...

The average 30-year fixed mortgage rate fell to 6.44% this week, down from 6.53% the week before, according to U.S. News data. Mortgage rates are now at their lowest levels in 2025, which may give ...

Homeowners consider refinancing for lower rates, lower monthly payments, debt consolidation, or better loan terms. Refinancing can save money, improve cash flow, and eliminate mortgage insurance costs ...

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...