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A bank underwriter reveals how credit card approvals work. Learn why a high FICO score doesn't guarantee approval and the ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Credit score myth traps high earners. Learn what actually affects scores and how to avoid dips from utilization, closures, ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Trump's demand to cap credit card rates at 10% is a crowd-pleaser, but might cause more problems than it solves.

Getting access to credit can be trickier in retirement, which makes staying on top of your credit score even more important.

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...