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  1. What Is an Annuity? Definition, Types, and Tax Treatment

    Mar 28, 2025 · An annuity is a contract purchased from an insurance company with a large lump sum in return for regular payments, commonly used as an income source in retirement.

  2. What are annuities and how do they work? - Fidelity Investments

    Nov 25, 2025 · At its most basic level, an annuity is a contract between you and an insurance company that shifts a portion of risk away from you and onto the company. There are 2 basic types of …

  3. Guide to Annuities: Types, Payouts and Expert Q&A

    Dec 17, 2025 · An annuity is a contract from an insurance company that provides the buyer with a fixed or variable income stream.

  4. Annuities - Investor.gov

    An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a single …

  5. 20 Things You Need to Know Before Buying an Annuity

    Aug 21, 2025 · What Is an Annuity? An annuity is a contract between you and an insurance company to cover specific goals, such as principal protection, lifetime income, legacy planning or long-term care …

  6. Annuities - A brief description - Internal Revenue Service

    Aug 26, 2025 · An annuity is a contract that requires regular payments for more than one full year to the person entitled to receive the payments (annuitant). You can buy an annuity contract alone or with …

  7. Annuity - Wikipedia

    Annuities are commonly issued by life insurance companies, where an individual pays a lump sum or a series of premiums in return for regular income payments, often to provide retirement or survivor …

  8. What You Need to Know About Annuities | Morningstar

    Jul 24, 2025 · An annuity is a contract with an insurance company. With income annuities, you give them a pool of your money, and they send it back to you as a stream of income.

  9. What are annuities and how do they work? | Prudential Financial

    Apr 11, 2025 · Annuities are insurance products designed to provide you with regular income—often for life. Many also have investment components that can potentially increase their value (and your income).

  10. Guide to Annuities: What They Are and How They Work

    Dec 22, 2025 · An annuity is a contract that's issued and distributed by an insurance company, meant to provide a guaranteed income. The insurance company pays a fixed or variable amount to the …