Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how …

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

To qualify for an Unlock HEA, you’ll need to meet several property and personal-finance requirements. Here’s an overview of the conditions.

A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock’s HEA.